A new coupon contest!

With the holidays approaching it's time to give something away! So I have decided to give away $300 worth of coupons to my followers of Miss Savings Girl! Included in the coupons there will be some gift cards as well (those will be a surprise!)

How the contest works: starting today, November 20th  and running until December 4th midnight EST, you could earn the following:
One entry clicking "LIKE" on my Facebook page Miss Saving Girl Facebook
One entry for following me on Twitter Miss Savings Girl Twitter
One entry for each unique re-tweet of Miss Savings Girl Tweet
One entry for each unique comment on my Facebook wall Miss Saving Girl Facebook wall
One entry for each unique comment on my blog  Miss Savings Girl Blog
Two entries for following the Miss Savings Girl Blog

On Tuesday December the 6th I will post the winner!

Good Luck everyone!
Happy Savings,
Miss Savings Girl!

The Christmas Savings Account idea!

The holiday’s are just around the corner, and you are thinking that where will I find all that money! Well here is a way that you can find some money that you already have and quickly put some money aside for Christmas shopping! It will take a bit of discipline, but I am sure that you will be able to do it in no time!

The first step is to open up a new bank account and call it Christmas money account. Make sure that your bank has online banking and you have free transfers to this account online, many banks have e-savings accounts that are set up for free online transfers.

The second step is to fill this account with money! The quickest way is by committing that you will not spend money on personal “wants” purchases.  Set a date and stick to it till Christmas day and you will be surprised to see how much money you still have after the holidays!  Here are some quick and easy tips to “saving” that money:

1.     Every time you want to buy something, go online and move that money to your Christmas money account and use that money only for the holidays! (Or save it for Boxing Day shopping, you will get more money!)

2.     Think about everything that you buy during the day, coffee, water or lunch.  Eliminate those things till Christmas day, and every time you want to make that purchase, move the money over to your Christmas money account it will add up!

3.     Use coupons! There are so many coupons out there to use on your day to day grocery items. Makes sure you add up your coupon savings each time and put that money in your Christmas money account. To find out where to find coupons, check out this posting.

4.     Sell the things you just don’t use anymore.  Check out online places such as Craigslist and Kijiji.  List your items on their site.  I call this a virtual garage sale. For more information on how to make the most of your virtual sale, check out this posting.  Once you sell an item, don’t forget to deposit that money to your Christmas money account!

Remember to always live within your means and Christmas isn’t about the amount of money you spend on your friends and family, it’s really about the great time you have with them and the memories you will all have after! Happy holidays!